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Discover LudwigThe phrase "when you factor in" is correct and usable in written English
It is typically used to indicate that you are considering certain elements or variables in a situation or calculation. Example: "When you factor in the additional costs, the project budget exceeds our initial estimates."
Exact(60)
Race creates a geography of its own – especially when you factor in residential segregation.
It was a good effort especially when you factor in that he had barely slept.
Chores increase exponentially when you factor in another scourge of summer weekends -- guests.
The picture is even more complete when you factor in the album charts.
The movie cost around $178m, rising to at least $230m when you factor in marketing.
The situation is worse when you factor in the effects of inflation and income tax.
Republicans' emerging problem with Latino voters looks even worse when you factor in the electoral college.
When you factor in the reasonable prices, the restaurant, if not perfect, is even more appealing.
When you factor in Native Americans, it is already a "majority-minority" state.
But when you factor in the program, their poverty rate falls to 9 percent.
It's even harder when you factor in the likelihood of them achieving a particular set of grades.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com