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"what I owed" is a grammatically correct and commonly used phrase in written English.
It can be used to refer to a specific amount or debt that is owed by someone. Example: I finally paid off all the credit card bills and loans, so now I no longer have to worry about what I owed.
Exact(15)
It was enormous, and I asked what I owed him.
All right?" I looked back at her and wondered what I owed her.
"I've been straight up with the I.R.S., told them what I owed them," Mr. Minor said.
"I just thought they were going to take what I owed," he said.
I had sent in my form on time, and paid what I owed; I have the receipts.
I had to cut back the amount on my meal plan to lower what I owed the school.
Similar(44)
I pay what I owe.
It's what I owe – to him.
I promise never to forget what I owe my readers.
Ségolène Royal emphasised her loyal party credentials, telling Socialist mayors and councillors in Paris, "I know what I owe the party and what I owe to its activists.
But I'm never going to forget what I owe to Richard Niles.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com