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Back in September, Mr Lewis ordered an internal report into the accounting overstatements, which discovered that profits from supplier payments were being banked in the wrong periods and in some cases before the cash had been received.
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It is misleading to argue that the housing crisis can be solved by building on allotments, when alternative land is being banked by developers and supermarket giants.
Mr. Ratigan said flatly, "As long as there's been banks and governments, banks and governments have been conspiring to take money from the people".
This rapid transformation is also occurring in Asian banks, where services are being digitalized, bank functions are being centralized, and local bank branches are closing down.
"A lot of money is being made and banked.
This drop in cross-border banking is being encouraged by bank regulators, which are pressing banks to shrink but still supplying credit to their domestic markets.
Although cash machines are being refilled, banks cannot stay shut indefinitely.
Increasingly, banks are being replaced by non-bank channels.
Some of the deleveraging is being forced by banks.
Imports are being restricted, and banks are no longer giving out loans.
Part of the cost is being passed to banks.
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CEO of Professional Science Editing for Scientists @ prosciediting.com