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"We've been lending in the toughest parts of Chicago, Cleveland and Detroit, through thick and thin when nobody else was there, helping borrowers whom other banks weren't ready to work with," Ms. Seidman said in a phone interview.
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The less likely someone is to repay the money they've been lent the more lenders need in return for taking on such a risk.
My own personal view is it would not have mitigated significantly the risk that Bear faced because they were in a position where they were uniquely vulnerable to the same kind of loss of confidence they faced and we would not have been lending freely to them no matter what.
The bank had been lending Nepal less than $25 million a year.
In addition, central banks have been lending at low rates to provide liquidity.
State banks have been lending liberally to companies created by local officials that make these investments.
But it has been lending on such a huge scale that it has used up the bulk of its Treasuries.
China's banks have been lending freely in recent years, probably too freely, for investment in property and manufacturing.
Mr. Auerbach said that First Choice had been lending to many foreigners and people returning from overseas markets.
In the past five years, as they expanded to urban areas, they have been lending to men as well.
The Berkeley Public Library has been lending tools for 31 years and offers everything from screwdrivers to table saws to plumbing wrenches.
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