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Exact(12)
Capping loan to value ratios would also help keep prices in check.
Those 'powerful weapons' include the ability to make recommendations on underwriting standards, loan to value ratios, and government's Help to Buy scheme.
It needed to make banks and building societies ask for higher deposits from home buyers as house prices rose quickly or lower deposits as prices weakened (changing loan to value ratios).
Stock Picking Strategy: Piotroski sought companies trading with very low price-to-book value ratios.
The parameter value ratios are comparable to those found previously in a porcine model [20].
This sometimes makes stocks cheaper than they appear from their price/earnings and price/book value ratios.
Similar(46)
Technical default, he said, means the owners can no longer meet the loan-to-value ratios or debt-service-to-value ratios required by their loan agreements.
"How are lenders arriving at the new loan-to-value ratios?" Mr. Kratzer asked.
He could also intervene to limit mortgages with high loan-to-value ratios.
For example it suggests limits on loan-to-value ratios and debt-to-income ratios.
The Bank has the power to issue recommendations on the scale of loan-to-value ratios.
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