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Lenders should not be required to appraise real estate that they own, are part of special assets or the subject of workouts using a mark-to-market standard but, recognizing the current aberration in the market place, using a "fair value" approach that recognizes the need to sell in an orderly transaction.
Instead, banks had to use a mark-to-market-like discipline, which forced them to cut their reserves in good times.
Enron, which used a "mark-to-market" accounting method, claimed a $500 million gain on the swap contracts in its 2000 annual report.
Allowing people to use a mark without a license – failing to "get back on defense" weakens the mark over time.
Now, use a marker to mark all mounting holes.
Place the template beneath each disc and use a marker to mark the template hole dots onto the disc.
Move the level across the floor and use a marker to mark low levels of the concrete.
If you are young ask an adult to apply the sheets, you can use a marker to mark off where to put everything.
Use a marking gauge to mark the thickness of your material.
Interestingly, even though the for-profit world is more used to a mark-to-market environment, it is grappling with its own measurement challenges.
Try using a medical marker to mark the spot you want to pierce.
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