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The company uses loans to help individuals establish, and in some cases work to repair their credit history.
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It lawfully uses loan payments on a bond listed in the Channel Islands to cancel out UK tax liabilities.
Indeed, both recently started their own businesses using loans from a new corporate-sponsored credit foundation.
In Bangladesh, the government has used loans from the World Bank to build cyclone shelters to cope with increasing cyclones.
During the VSLA's second year, though, confidence grew in using loans to invest in farming activities.
While some parents may use loans and gifts to foster dependency among their children, others worry about creating it.
Attending college part time may have many benefits, including reducing the need to use loans to pay college costs.
The scheme allows homeowners to pay for insulation measures using loans that are paid back using the savings they made on energy bills.
It is irresponsible for any lender to promote a casual attitude to borrowing by suggesting using loans are worry-free and can be used to fund celebrations.
Already, in return for debt forgiveness, poor countries are required to use loans for education or health care, or measures to ensure greater labor productivity.
Across the globe, 25 million microentrepreneurs are using loans of very small amounts to increase their incomes and lift their communities.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com