The consumer bureau also said it would require that lenders offer a reduced interest rate when a consumer opted to pay upfront discount points and would require lenders to offer a loan option without points.
But they can easily be confused with the upfront discount points that borrowers often pay to secure a lower interest rate.
Mr. Moonves also pointed to the coming upfront sales period, when broadcast networks sell advertising in advance of the next prime-time season.
For example, she might qualify for a "hard money" real estate loan — a bridge loan in which the lender takes five points upfront and then charges 12 to 14 percent interest for one year until the borrower can refinance through a more traditional source.
(Glassdoor, in contrast, will show you a few sample data points upfront, but you've got to sign up if you want to see everything).
Paying additional points upfront can reduce the rate, while borrowers often obtain no-cost loans by accepting a higher interest rate.
For example, Continental Home Loans in Melville, N.Y., asks for a point upfront to lock in for 60 days, said Michael McHugh, the company president.
"I wanted to be upfront and on point when it comes to climate change," Crist, now a Democratic U.S. House member, said in an interview.
Still, it seems better to demonstrate such a crucial point upfront.
Five-year credit default swaps, designed to transfer credit exposure between parties, on GE Capital traded around 15.0% upfront, plus 500 basis points annually, down from a record 20.0% upfront plus 500 basis points a year earlier on Wednesday.
