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Basically, if you have a poor credit score, lenders will not shun you (unless it is utterly awful); instead, they'll lend you money at a higher rate than the one paid by someone with a better credit score.
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It is utterly humdrum, utterly everyday.
It is utterly cruel.
"It is utterly disgraceful.
But it is utterly, utterly unacceptable to do this.
It is utterly wrong-headed.
It is utterly inconceivable.
It is utterly strange.
"It is utterly cathartic.
It is utterly immovable.
It is utterly unnerving.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com