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Ditch your expectations because they are probably wrong, expect the unexpected, spend more time looking at what your partner is doing rather than what they aren't, and don't compare your marriage to anything you see on TV.
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The city's rainy-day fund, the savings that cover unexpected spending, had $15 million two years ago and has now all but disappeared.
She added that the surplus would have been more than $700 million if not for $138 million in unexpected spending on Medicaid, prescription drugs, nursing homes and prisons.
By the time they added indirectly related costs for domestic security, foreign aid and airline assistance, the bill had risen to nearly $80 billion -- the largest single supplemental appropriation, as these unexpected spending bills are known, in Congressional history.
The cushy surpluses once projected for the next few years have virtually disappeared, thanks to income-tax cuts, depressed tax revenues and billions in unexpected spending on disaster relief, domestic security and the war in Afghanistan.
But given the other variables in any forecasting model, the percentages are quite small and the differences easily lost amid other factors - whether a different tax take than forecast, or an unexpected spending pressure, such as extreme weather, pandemic or war.
Some confused King fans picked up Schultz's book, and while the mix-up resulted in some nasty Amazon reviews, Schultz chronicled the upside with a popular blog about the unexpected windfall, Spending Stephen King's Money.
A last, unexpected chance to spend some time with him and it was too late.
With any festival there's standout moments that make it special, and the THUMP pool party with The 2 Bears was one of the most unexpected ways to spend an afternoon at a music festival that I can remember.
Keep enough money on hand for unexpected expenses, but spend enough to reach your goal.
This year, with a projected budget surplus of $11 billion to $13 billion, the challenge has been how to spend the unexpected money.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com