Loan-processing fee Underwriting fee Document-preparation fee Private mortgage-insurance.
Among the benefits were the waiving of underwriting, processing, and document preparation fees, as well as a free "float-down" in case rates fell.
In the complaint, Stewart denied any involvement with "documenting, assessing, underwriting, or gathering information" for the loan book.
They go by a variety of names -- document preparation fee, underwriting analysis fee, tax escrow fee and escrow fund analysis fee.
Goldman Sachs "systematically abandoned the stated underwriting guidelines described in the offering documents" for the mortgages in the pools of collateralized residential mortgage-backed securities it underwrote, the group's complaint said.
Close to 60 corporations and wealthy individuals gave checks of $100,000 or more to a "super PAC" supporting Mitt Romney in the months leading up to the Iowa caucuses, according to documents released on Tuesday, underwriting a $17 million blitz of advertising that has swamped his Republican rivals in the early primary states.
By Sept. 19, the letter says, Goldman Sachs and CSFB, a unit of the Credit Suisse Group, must produce any and all documents related to the underwriting and research practices surrounding more than a dozen investment banking clients of each firm.
Even the extremely slow-to-anger New York Fed, which bought billions of securitized mortgages that Bank of America improperly represented as fully documented and conforming to underwriting standards, is now demanding that it buy some of them back.
Now, with the memory of their lax underwriting still fresh in their minds, bankers have been demanding document upon document, proof upon proof, for anybody wanting to buy a home.
Lehman Brothers, Deutsche Bank Securities, the UBS Investment Bank and Pacific Crest Securities will underwrite the offering, according to an offering document filed with the Securities and Exchange Commission.
