unauthorized charges

USAGE SUMMARY

The phrase "unauthorized charges" is correct and usable in written English.
It can be used when referring to charges or fees that have been applied without proper authorization or consent. Example: "I noticed several unauthorized charges on my credit card statement and immediately reported them to my bank."

✓ Grammatically correct

News & Media

Academia

Science

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

He accused Mr. Betit of making unauthorized charges on his feed store account.

The New York Times

Now, when bad, we make unauthorized charges on our parents' credit cards.

The New York Times - Books

The F.C.C. began a formal investigation into the unauthorized charges in January.

The New York Times - Tech

Check carefully for any unauthorized charges or withdrawals and report them immediately.

Columbia University

The lawsuit seeks a court order requiring refunds to consumers for unauthorized charges.

The Guardian - Tech

The theft was quickly detected, and the card company covered the unauthorized charges.

The New York Times - Magazine

Verizon announced this month that it intended to refund money to its customers for the unauthorized charges.

The New York Times - Tech

The financial institution or creditor is notified of unauthorized charges or transactions in connection with a customer's covered account.

Cornell University

Northwest does the same, sending a confirming letter to the person whose credit card was used, to avoid unauthorized charges.

The New York Times - Travel

The news release said the scheme put unauthorized charges on the telephone bills of "millions" of consumers.

The New York Times

The companies imposed unauthorized charges such as fees for late payments, property inspections and loan modifications, the commission said.

The New York Times

Expert writing Tips

Best practice

When reviewing financial statements, promptly flag any "unauthorized charges" to minimize potential liability and initiate investigation.

Common error

Failing to routinely check bank and credit card statements for "unauthorized charges" can lead to delayed detection of fraud, potentially increasing financial losses and complicating the recovery process.

Linguistic Context

The phrase "unauthorized charges" functions primarily as a noun phrase, often serving as the object of a verb or the subject of a clause. It describes charges or fees that have been applied without the account holder's permission. Ludwig AI confirms the validity of this phrase in various contexts.

Expression frequency: Very common

Frequent in

News & Media

55%

Academia

20%

Science

15%

Less common in

Formal & Business

5%

Wiki

3%

Reference

2%

Ludwig's WRAP-UP

The phrase "unauthorized charges" is a common and grammatically sound term used to describe fees or charges applied without proper authorization, as confirmed by Ludwig AI. Predominantly found in News & Media, Academia, and Science contexts, it serves to identify fraudulent or incorrect financial transactions. To avoid related issues, it's recommended to regularly monitor financial statements and promptly report any discrepancies. Alternative phrases include "unapproved fees" and "fraudulent transactions". Understanding and addressing "unauthorized charges" is essential for maintaining financial security.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

unapproved fees

Focuses on the lack of approval for the fees.

fraudulent transactions

Highlights the deceitful nature of the charges.

invalid debits

Emphasizes the lack of legitimacy of the debits.

erroneous billing

Refers to mistakes or errors in the billing process.

improper assessments

Highlights the inappropriateness of the financial assessments.

unwarranted expenses

Implies the expenses are not justified or necessary.

illegitimate costs

Focuses on the unlawful nature of the costs.

unjustified levies

Emphasizes the lack of valid reason for the imposed levies.

unverified payments

Highlights that the payments lack proper verification or authorization.

disputed charges

Indicates that the charges are under contention or disagreement.

FAQs

What are examples of unauthorized charges?

Examples of "unauthorized charges" can include charges for services you didn't request, fraudulent transactions made with a stolen card, or billing errors. Regularly reviewing your statements can help you identify and dispute these charges promptly.

What should I do if I find unauthorized charges on my credit card?

If you spot "unauthorized charges", immediately contact your bank or credit card issuer to report the fraud. They will guide you through the process of disputing the charges and may issue you a new card.

What is my liability for unauthorized charges on a credit card?

Under federal law, your liability for "unauthorized charges" on a credit card is limited to $50 if you report the loss promptly. However, many card issuers waive this fee if you report the fraud quickly.

What can I say instead of "unauthorized charges"?

You can use alternatives like "unapproved fees", "fraudulent transactions", or "invalid debits" depending on the context.