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But the typical interest rate - currently at 6% - is higher than fixes commonly available in Britain, making monthly costs higher.
It comes with a typical interest rate of 6.9% for those borrowing over five years, or 6.8% for those borrowing between one and three years.
With a £200,000 interest-only buy-to-let mortgage charging a typical interest rate of 5%, the monthly mortgage repayment would be £835.
The average outstanding home loan is around £115,000, with a typical interest rate of 3.3% according to Amit Kara of UBS, a bank.
Among the biggest firms, Very.co.uk charges a typical interest rate of 39.9%; JD Williams (which owns Jacamo, SimplyBe, Fifty Plus, and others) 58.7%; Studio 48.9%; Look Again (owners of Kaleidoscope, Witt International and Curvissa) 34.9%; and Argos 29.9%.
They mean that a buy-to-let mortgage holder who is currently enjoying a typical interest rate of 2.25% (made up of the Bank of England base rate, which is currently 0.5%, plus a 1.75% differential) will be paying 4.99%.
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The fine print reveals the customer must transfer one of his other credit card accounts to the account and those balances are charged at typical interest rates.
The examples here are for illustrative purposes only and the figures used do not represent typical interest rates, home values, or rates of appreciation.
In a typical interest-rate swap, for example, one party pays a floating rate for the duration of the contract, and the other a fixed rate.
In a typical interest-rate swap, one party agrees to exchange a fixed-rate obligation with another that has a floating, or variable, rate exposure.
Borrowers could reach the typical lifetime interest rate cap of 11.9percentt within 42 months.
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