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The foundation tried to make its comparisons more meaningful by calculating how much each type of retiree would have to pay up front, if the retiree wanted to buy a total lifelong pension benefit from a hypothetical insurance company.
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Data that accurately capture IRA and 401(k) withdrawals show rapidly rising incomes and high "replacement rates" for many types of retiree households.
A recent study of current retirees by Harris Interactive and Dr. Ken Dychtwald, an author and gerontologist, has identified four main types of retirees -- the "four faces of retirement," as it calls them.
In fact, if the economists at ICI really wanted to prove that defined contribution plans leave retirees better off than defined benefit plans, why not compare the poverty rates for those two types of retirees?
Choose something that is appropriate and emulates the type of person the retiree is.
"Venice now has two types of residents — retirees and students studying at the university," they told me.
In the ruling, issued on Monday, Judge Ware said that the federal government had become the trustee of the retirees' pension plan after it collapsed this year and that a trustee has the power to enforce the type of legal claims the retirees were making.
This is the type of consistency in returns retirees can become comfortable with.
They're telling themselves, 'Maybe I should be doing the same thing.' " Seeing this increase in longevity, some financial companies are pushing a new type of annuity that can help retirees who live longer than they expected — and longer than it takes for them to draw down their nest egg.
Social Security provides the largest part of retiree income.
What retirees need is a type of insurance policy in which those who die earlier help fund payments to those who die later.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com