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The 68-year-old from the village of Churt admitted two counts of obtaining money transferred by deception and two counts of fraud by abuse of position.
He was convicted of nine counts of obtaining money by deception, totalling $19.5m, from two separate victims, and acquitted of two counts of obtaining money by deception totalling $3.5m.
At Croydon Crown Court on Monday, he admitted two counts of obtaining a pecuniary advantage by deception.
It was revealed that Ray himself had been convicted on two counts of obtaining money by deception (a conviction which is "spent").
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He was charged with eight counts of obtaining goods by false pretenses.
Geralyn Graham was charged with seven counts of obtaining welfare, food stamps and Medicaid benefits with false identification and documents.
Mr. Zain, who left West Virginia more than 10 years ago, was tried on four counts of obtaining money from the state, his salary, under false pretenses.
The woman, 44, has been granted bail to appear in court later this month on five counts of obtaining financial advantage by deception and larceny.
Leaf's lawyer, Bill Kelly, said Leaf had agreed to plead guilty to seven counts of obtaining a controlled substance by fraud and one count of delivery of a simulated controlled substance.
He was found guilty of four counts of obtaining a money transfer by deception, three of false accounting, two of fraud, and one each of acquiring criminal property, concealing criminal property and theft.
He denies four counts of obtaining a money transfer by deception, three of false accounting, two of fraud, and one each of acquiring criminal property and concealing criminal property.
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