The rise of defined-contribution pension plans has been shifting power towards individual investors for years.
9. GOOD @GOOD (381) Good describes itself as a global community "of people who give a damn", working towards individual and collective progress.
It suggests that GDP could be improved by including factors that contribute towards individual well-being, such as holidays, and relying less on pure measures of market output.
Science grades fell, as expected, following the introduction of new exams with more challenging syllabuses in biology, chemistry, physics and applied science, as well as a shift away from pupils taking combined science towards individual science papers.
In my British concept of schooling, primary was just the first stage of the great race towards individual brilliance – these were all potential future brain surgeons, chief executives, Olympic athletes, concert pianists and first-rate dramatists.
Systems in many countries have moved from pay-as-you-go financing, in which today's workers pay for today's pensions, towards individual accounts in which workers accumulate their own cash.
Every company had a chance to do the same, but no one did".But this free market fervour outlines one exception: smart phones.Mr Zima points to an inconsistency in Google's behaviour towards individual users and brands.
(He did not emphasise it this week, but Mr Clinton still wants the trust fund to invest in stocks and bonds, while Republicans still favour a partial shift towards individual accounts).
Importantly, the report documents a shift in power from news institutions and organisations towards individual journalists – indeed, Andrew Sullivan's move from The Daily Beast to his own subscription-based website is seen as an example of post-industrial journalism at work.
"The ONS figures show we are moving away from paternalistic, trust-based pensions and towards individual arrangements – the employer may be paying into a scheme for you, but they are more likely to be saying 'it's your scheme, you can do what you choose with it'".
Traditional Microsoft products, they say, are geared towards individual productivity.
