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But with young children she was thinking about higher university tuition fees – and Welsh domiciled students had been told last year they wouldn't have to pay the top up fee.
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But when it comes to transparency, it is "top up" fees that cause the greatest controversy.
"Local authorities have the discretion to pay top up fees to keep elderly people where they are".
Therefore we will not gain any extra income from top up fees because they are only charged for full-time undergraduates.
Stevens' conclusion is "the loss of the top-up fee solution would be close to a disaster".
Much of the heat has gone out of the top-up fee debate in England but in north of the border in Scotland it is just beginning.
If you choose a home which charges more than the amount it is prepared to pay you may be asked for a top-up fee.
Professor John Archer, the outgoing convenor of Universities Scotland and principal of Heriot-Watt University in Edinburgh, also said that it is just a matter of time before some form of top-up fee was introduced in Scotland.
"I am particularly unimpressed that the government has tried to spin the new bursary as being equivalent to the original bursaries that covered the top-up fee when they were introduced in 2006".
But 2009, the year the first cohort of top-up fee students graduates, is far too early to assess those impacts with a view to increasing (perhaps doubling) the debt burden.
And while he points out that there is a "no top-up fee environment" in Scotland at the moment, Professor Bernard King, principal of the University of Abertay Dundee, believes that those who benefit from higher education and thereby enhance their earning capacity should pay something back.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com