Several investigations have been begun, but their central failing is that they have not investigated the top officials responsible.
And there has been a measure of internal accountability: JPMorgan cashiered the three top executives responsible for the trading loss.
Congress and top officials responsible for programs on the high-risk list have been willing to address these issues.
But NATO has been hesitant to pursue the top officials responsible for the slaughter, fearing reprisals or even a renewal of ethnic warfare.
"When something happens in a company, the person at the top is responsible, even if he wasn't directly involved himself," Fischenich said.
Mr. Kerik has now responded by replacing the department's top commander responsible for crime control there, Joanne Jaffe, the assistant chief in the Bronx.
In one early but important policy decision, he said that even in the case of "massive crimes," investigations would focus only on the top leaders responsible.
But Christophe Bernard, a top executive responsible for asset management at UBP, told a Swiss newspaper last week: "We did what was necessary".
The state news agency Tanjug said that Mr. Kostunica had ordered the replacement of the two top officers responsible for Montenegro: the commander of the 2nd Army, Gen. Milorad Obradovic, and the Yugoslav Navy chief, Adm. Milan Zec.
A1 Military Prepares for Terrorists If terrorists strike again inside the United States, Gen. Ralph E. Eberhart, the nation's top officer responsible for homeland security, is expected to direct a large part of the federal government's response.
