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But some of these tools — insurance policies, government programs, high-tech farm equipment, genetically modified crops from the biotech giant Monsanto — are part of what led the elder Mr. Hart, 62, to quit farming a dozen years ago.
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But I met a community of farmers that has weathered the Ethiopian drought through a surprisingly simple tool: insurance.
However, all the interviewees said they never tried to use financial tools or insurance to limit the risk.
To make matters worse, Londoners had been living without a simple but invaluable financial tool: fire insurance.
The Web can be a valuable tool for insurance sellers, too.
It's worth noting that Google recently announced it is eliminating its comparison tool for insurance and financial products.
Insly Estonia Insly is a beautifully designed cloud-based tool for insurance salespeople, enabling them to manage sales from start to finish.
Perhaps it's a tool of insurance that keeps their own dreams deflated, of fear of what would come if they took a first step toward it.
While there are a number of tools to compare insurance quotes today (including those from insurers themselves, like Progressive touts), Insurance Zebra's advantage is not just in the real-time updating of quotes as you move through the Q&A sections, but also that it allows you to shop anonymously.
Everybody thinks plumbers are rich, but the overheads are enormous if you're a one-woman band; insurance, tools, your van - and parking fines.
Other plans for the Web site include comparison shopping tools for pet insurance, an area Mr. Keh said he saw as lacking in transparency.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com