too much debt

USAGE SUMMARY

The phrase "too much debt" is correct and usable in written English.
You can use it when discussing financial situations where the amount of debt is excessive or burdensome. Example: "The company is struggling to stay afloat due to too much debt, which has hindered its ability to invest in new projects."

✓ Grammatically correct

News & Media

Formal & Business

Science

Human-verified examples from authoritative sources

Exact Expressions

59 human-written examples

There is too much debt," Negrych said.

The New Yorker

THE world has accumulated too much debt.

The Economist

"There was too much debt," she said.

The New York Times

We had too much debt.

The Guardian

It was too much debt.

The New York Times

Some, like Portugal and Greece, added too much debt.

The New York Times

"Consumers have too much debt," he said.

The New York Times

It just had too much debt.

The Guardian - Business

People and firms had too much debt.

The New Yorker

And corporations have too much debt".

The New York Times

"That means you're carrying too much debt".

The New York Times - Magazine

Expert writing Tips

Best practice

When using the phrase "too much debt", consider quantifying the debt or specifying its impact to provide a clearer picture of the situation. For instance, instead of simply saying "the company has "too much debt"", you could say "the company's "too much debt" is hindering its ability to invest in research and development".

Common error

Avoid using "too much debt" without providing context or specifics. Saying that someone has "too much debt" without quantifying it or explaining its consequences can be vague and uninformative. Always aim to provide concrete details to support your statement.

Linguistic Context

The phrase "too much debt" functions as a noun phrase that typically acts as the subject or object of a sentence. Ludwig AI confirms its correct usage, as demonstrated by numerous examples in various contexts. It describes a situation where the level of debt is considered excessive or problematic.

Expression frequency: Very common

Frequent in

News & Media

65%

Formal & Business

20%

Science

15%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

The phrase "too much debt" is a common and grammatically correct way to describe an excessive level of financial obligation. As Ludwig AI confirms, it's frequently used in news and media, formal business contexts, and even scientific discussions to express concern about unsustainable debt levels. While the phrase is neutral in register, it's often employed to highlight potential negative consequences or to diagnose financial problems. When using "too much debt", it's best practice to provide context or specifics to avoid overgeneralization and enhance clarity. Alternatives like "excessive indebtedness" or "overburdened with debt" can offer a more nuanced expression, but the core message remains consistent: the debt is problematic.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

high levels of debt

A more neutral way of expressing a large amount of debt.

deeply in debt

Suggests a significant and potentially difficult situation.

overburdened with debt

Emphasizes the feeling of being weighed down by debt.

heavy debt load

Uses 'load' as a metaphor for the amount of debt.

excessive indebtedness

Focuses on the state of being excessively in debt; more formal.

unmanageable debt

Highlights the difficulty in controlling or repaying the debt.

crushing debt burden

Highlights the severe impact and pressure of the debt.

out of control debt

Indicates that the debt has spiraled beyond manageable levels.

unsustainable debt levels

Indicates that the current debt cannot be maintained.

financially overleveraged

Uses financial jargon to describe a state of excessive borrowing.

FAQs

How can I rephrase "too much debt" in a sentence?

You can use alternatives like "excessive indebtedness", "overburdened with debt", or "high levels of debt" depending on the context.

What are the consequences of having "too much debt"?

Having "too much debt" can lead to financial instability, difficulty in securing loans, and increased stress. In severe cases, it can result in bankruptcy or foreclosure.

Is there a specific threshold for defining "too much debt"?

The definition of "too much debt" varies depending on individual circumstances, income, and assets. A commonly used guideline is the debt-to-income ratio, which compares monthly debt payments to monthly income.

What is the solution to "too much debt", according to the New York Times?

According to The New York Times, "the solution to "too much debt" is not more debt". Restructuring debt, reducing spending, and increasing income are often recommended.