Compared to insured subjects, those without insurance were more likely to forego healthcare (adjusted OR = 2.03, 95% CI = 1.28 3.21).
Homeowners insurance covers damage to insured structures, like your house or a detached garage.
We randomly selected one study city to represent each socioeconomic group; in each city, we purposively selected two pharmacies contracted to dispense medicines to insured patients and three pharmacies without insurance contracts.
By excluding significant numbers of homes from coverage, insurers are undermining the fundamental principle of insurance: shared risk, based on variable premiums for likely loss to insured value.
The observed status of many of the variables would produce a tendency to prefer out of pocket paying clients to clients who are paid for by insurance and to contract some but not all service inputs to insured clients.
A spokesperson told the paper that most hospitals offer a separate discount to insured patients who are willing to pay their portion upfront: "If you have insurance, you are under that insurance plan's negotiated rate with the hospital," she said.
The company recognized $1.34 billion of pretax impairments and loss reserves linked to insured securities with housing exposure.
The whole population becomes, for the first time, entitled to the medical services hitherto available only to insured workers; the scandal of "under-doctored" areas will slowly disappear.
Paul A. Heath, a survivor of the Oklahoma bombing, said some companies refused to pay for damage to insured buildings more than eight blocks from the federal building.
Beginning in June, Merrill plans to automatically switch the cash that is being swept into taxable money market funds over to insured accounts at two banks Merrill owns.
The court said that retail pharmacies had no duty to disclose whether they charged higher prices to uninsured consumers than to insured customers.
