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In February, it exhorted the banks to tighten risk controls and guard against "irregular activities".
Mr Rohner promises to shrink the bank's balance sheet and to reduce the amount of proprietary trading it undertakes, as well as to tighten risk controls.Mr Pandit has even thornier problems to resolve.
Ben S. Bernanke, the Fed chairman, told the Senate Banking Committee that it would be some time before all of the rules of the new law were in place but that regulators had begun to tighten risk standards and "certainly we've all learned lessons from the crisis".
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There was a spike in loan impairment charges as the bank tightened "risk tolerance levels".
G4S chair John Connolly also sought to reassure shareholders the company had tightened risk procedures following the Olympics debacle that cost the company £88m.
The underlying loan impairment of $4bn£2.9bnbn) in 2015 rose 87%, with 40% related to "a number of exposures beyond our tightened risk tolerance", to use new chief executive Bill Winters' coy phrase.
On the other hand, any excessive tightening risks choking off growth.
"After this publicly embarrassing write-down, we would expect senior management to sharply tighten its risk management limits to reduce trading volatility," Mr. Hintz wrote, referring to Merrill.
Critics argue that Vikram Pandit, who took over as chief executive in December 2007, has been too slow to pare Citi's product offering and tighten its risk culture.
Do not over tighten, you risk stripping the threads.
To allow copyright controls to be tightened merely because it is possible to tighten them risks choking off the creation of new ideas and the dissemination of old ones.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com