On a $400,000 loan at 5.25 percent, that might total $8,000, based on two points paid, with a point being 1 percent of the loan amount.
Both are up over ten points, pay significant dividends and are not especially volatile.
From the earliest days Ellison rewarded ruthlessness, glamorously so, at one point paying sales bonuses in gold coins.
Tudou, for instance, was at one point paying ChinaCache between $500,000 and $700,000 a month to maintain the site's streams, according to research firm IDC.
Dave Hershman, an author and regional vice president of Chase Manhattan Mortgage Corp., estimates, for example, that an 8% loan with 4 points paid off in two years carries an APR of 12.1%.
Points paid, however, are.
In June 2013, UK entrant Bonnie Tyler also claimed she overheard Russians complaining that Azerbaijan did not "give us the ten points we paid for".
At one point, Anne Natalie Portmann) paid her a courtesy call.
But he says that at one point he paid a hundred dollars a month to keep his stand — which he rolled out each morning, and rolled back each evening — safe at night.
For example, if you paid three points on a $100,000 refinance loan, you will have paid $3,000 at settlement.
