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The margin on fixed-rate mortgages soared last December to over two percentage points above the banks' theoretical cost of funds, and has barely dipped since then (see chart).That has left room for the banks with little or no baggage to enter the market or expand their presence at competitive prices.
This is a steep theoretical cost.
The five-page spreadsheet shows the theoretical cost of each menu item versus its actual cost.
The current method invites Congress to impose big new taxes to offset the theoretical cost of keeping the AMT the way it is.
All hands agree that such worlds come at no great ontological or theoretical cost, once one has accepted ersatz possible worlds.
Using CGT, Charles and Hansen (2008) suggested a theoretical cost saving framework for global cost minimization and cost saving assignment in an enterprise network.
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Lost wages, tax revenues, and profits in these industries more than offset theoretical costs per job saved.
Many argued that the benefits of open inquiry — including new ways to fight terrorists — outweighed the theoretical costs.
Nevertheless, conceptualizing gratitude as an emotion (and nothing more) comes at certain theoretical costs.
And while politicians debate theoretical costs, smart firms race for real profits.
Furthermore, one operator is needed to prepare units, increasing theoretical costs.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com