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"People started withdrawing their balances.
Generally, their balances equal one times their income.
This requires foreign financial institutions to identify American account holders and disclose their balances and withdrawals.
Sometimes they turn down people who always clear their balances in full before the payment date.
Shoppers, she said, "are well advised to use up their balances before it's too late.
As it is, I sometimes forget to show them their balances anyway.
The recession — and maybe their own spending — took too big a bite out of their balances.
When some bank customers checked their balances about five weeks ago, bank auditors noticed discrepancies.
Entrepreneurs get the most out of cards when they regularly pay off their balances.
But a growing number are now allowing consumers to exceed their balances — for a price.
As a result, their balances grow over time instead of shrink.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com