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The negotiations would also encompass cyber theft, services and agriculture.
When the federation's researchers searched online for complaints, looking at sites like ripoffreport.com, it didn't find much concern about the quality of the identity theft services.
The Consumer Federation of America recently rated 20 identity theft services, using thumbs up and thumbs down icons, and also noting instances when it felt a protection service needed improvement.
The federation offers tips on shopping for identity theft services on its identitytheft.org site, and additional information is available from the Privacy Rights Clearinghouse as well as the Federal Trade Commission.
In the aftermath of the breach, many Americans — half of whom may have had sensitive details exposed in the attack — are trying to make sense of the offers flowing in from identity theft services.
The Federal Trade Commission and Consumer Financial Protection Bureau urge people considering paying for ID theft services to compare them with free or low-cost options before signing up.
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The federation recommends that identity theft service providers give customers 48 hours' notice that a free trial is ending, along with information about how to cancel if they wish and what the terms of the contract will be going forward, if they want to continue using it.
And in October, federal prosecutors said an identity theft service in Vietnam managed to obtain as many as 200 million personal records, including Social Security numbers, credit card data and bank account information from Court Ventures, a company now owned by the data brokerage firm Experian.
The same way in which an identity theft service monitors your credit report for fraud, BillGuard tracks your credit card bills so you don't have to.
You can learn more about the best identity theft service plans for families by reading this blog post.
I don't dispute the fact that many identity theft service providers are expensive and offer some features that consumers can do themselves for free or find elsewhere for far less.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com