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In selling mortgages, the originators make certain claims that, when found to be false, open up an avenue for the buyer to force the seller to take it back or make them whole.
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For example, the Federal Home Loan Bank asserts that the companies selling these securities failed to disclose that the originators made frequent exceptions to their own lending standards.
Random Access Memories, however, was received as if Daft Punk were returning heroes, keen to show the American EDM scene – which they had inspired – how the originators made dance music.
Why did mortgage originators make so many subprime loans during the mid-2000s?
The Chicago economists find strong evidence that the mortgage originators made bad matches between borrowers and lenders.
Before the housing market collapsed in 2007, many mortgage originators made reckless loans, in part because they were able to quickly sell them to other investors to lay off the risk.
After all, mortgage originators made representations and warranties to investors that the quality of these loans was good when it clearly was not.
So lifting material from a blog without permission is still breaching copyright, even if a credit to the originator is made.
US developer Originator made its name with the marvellous Endless Alphabet app, and this is the follow-up.
She tossed in Fannie Mae and Freddie Mac, the two "G.S.E.'s" (government-sponsored entities) whose role as a guarantor and securitizer of mortgages greatly expanded the ability of mortgage originators to make loans to home buyers — and which are now, of course, in federal conservatorship, with taxpayers holding the bag for their gargantuan losses.
The blockchain makes sure bitcoin is spent once; indeed, blockchain was first invented by the originators of bitcoin to make sure there was no fraud.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com