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The word "the money" is correct and usable in written English
You can use it when referring to money in general. For example: "I need to save up some of the money I make this month."
Dictionary
the money
noun
A legally or socially binding conceptual contract of entitlement to wealth, void of intrinsic value, payable for all debts and taxes, and regulated in supply.
synonyms
Exact(60)
The money".
The money was good.
She deserved the money.
He needed the money.
The Money Exchange followed.
The money was stolen.
The money disappears.
He takes the money.
The money quote?
It needs the money.
He took the money.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com