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But Phil Lachowycz of Fathom Financial Consulting, which has warned about the implications of rate rises, said: "We think there is a housing bubble not just in London but across the country, yet the government is still encouraging people to take on debt through schemes such as Help to Buy.
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To fill this gap, we propose two "bucketing" strategies based on constrained optimisation, paying attention to the implications of rating buckets for loan-pricing and adverse selection phenomena.
David Blake, from Which? Mortgage Advisers, said that borrowers need to plan ahead and understand the implications of a rate rise.
The experimental data to date, however, are limited, and fundamental questions remain about the implications of recombination rate heterogeneity.
Many individual bondholders believe the implications of interest rate fluctuations don't impact them because they will receive their principal value on an individual bond if it is held to maturity.
They can create an operational budget that adds up correctly, but have little knowledge of the workings of the stock and bond markets, the implications of interest rate movements, or of recent economic activity.
Availability of whole genome sequences made a number of transcriptome regulation studies of P. pastoris, analyzing the implications of growth rate [ 19], unfolded protein response (UPR) induction [ 20], oxygen availability [ 21], osmotic stress [ 22], or heterologous protein production [ 16, 23], become feasible.
Global markets have been in turmoil as investors digest the implications of interest rates remaining lower for longer than expected, particularly for the banking sector.
Make banking arrangements and, if you get a credit card, be sure you understand the implications of interest rates and credit card debt.
Examining the implications of declining rates (HM Treasury 2003) would also be worthwhile.
These response rates are similar to those in other similar Swedish surveys (Hradilova Selin, 2004; Leifman and Gustafsson 2003), but the implications of these rates are further discussed in the last section of the paper.
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