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The phrase "tempt fate" is correct and usable in written English.
It is used to describe someone taking a risk, usually when the outcome is uncertain or likely to be unfavorable. For example, "Despite warnings, John decided to tempt fate and go sailing in the storm."
Idiom
Tempt fate.
If you tempt fate, you do something where there is a high risk of failure.
Dictionary
tempt fate
verb
To take an extreme risk
Exact(57)
'Don't tempt fate,' she said.
I thought, 'Don't tempt fate.
Trust Victor to tempt fate.
"I don't want to tempt fate,".
He seemed to tempt fate, but in an understated way.
"Now is not the time to tempt fate".
No one cheers because no one wants to tempt fate.
I'm going to tempt fate by eating some raw mince.
Why tempt fate by moving to white-belt heaven?
Nor is he about to tempt fate by publicly agreeing with Young's Six Nations prediction.
Which doesn't mean the show's producers won't tempt fate next season.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com