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But is the technology good enough to replace guidance from financial advisers?
For a start, it overlooks the benefit than consumers get from better technology: good old consumer surplus.
Despite the rise of a new wave of digital technology, good old-fashioned linear TV viewing is showing no signs of diminishing in popularity.
"Cyberpsychology is all about how human beings interact with technology, and the psychology of human behaviour when it comes to interacting with technology," Good says.
But Secretary Duncan is threatening to light a bonfire to a tried-and-true technology — good old paper — that has been the foundation for one of the great educational systems on the planet.
It has decent technology, good links to other markets, strong derivatives and clearing businesses, a dynamic tech market and clear plans (shelved when the London deal materialised) to float its own shares and chase listings from European blue chips.
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Globally, technology goods and services spending is predicted to grow 5percentt next year, to $1.55 trillion.
Microchips and clever code animate consumer technology goods, like personal computers and Apple iPhones.
Even if America's economy picks up next year, its imports of information technology goods are likely to remain subdued.
Moreover, many potential future competitors depend in no small part on their access to American markets, technology, goods and services.
Taking a hard line to reduce imports of technology goods and encourage domestic manufacturing could violate international trade agreements and set off a trade confrontation.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com