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He replied that floodplains were there to take excess rain and that building on them was "moronically stupid".
After we spent about 10 minutes filling in the paperwork, the agent suddenly announced that I must take excess insurance for €65 (£50).
With seven vehicles that run solely on fuel made from cooking oil and 125 vehicles that run on a mix of cooking oil and diesel fuel, the county has begun a program to take excess oil off local restaurateurs' hands free to use it as an alternative energy source.
For instance, there is "banking", an industry-wide practice by which betting-shop staff are asked to take excess cash out of their safes and then travel, often with thousands of pounds hidden about their person, to deposit it at the nearest bank or Post Office.
Although some researchers take excess kurtosis as defining heavy tails, it is not, in itself, an ideal measure, particularly for asymmetric distributions.
A second issue, closely related to the first, is the concept that capital owners who take excess risk should face "moral hazard".
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Banks taking excess reserves and converting them into loans?
The Board of Regents is considering charging students at public colleges higher tuition for taking excess credit hours or repeating courses.
Water from inside the skin is leaked onto the outside where it evaporates, taking excess heat with it, cooling us down.
"The unwinding of the yen-carry trade is just one more way of taking excess credit out of the system," said John Richards, head of Asia research at the Royal Bank of Scotland's Tokyo office.
After years when the big supermarkets put many small independent retailers out of business, Clarke says he is talking to more independents about taking excess space in Asda stores.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com