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First, systematic loan restructuring is the most orderly way to approach the problem.
Rather, they hope to use their investigation as a cudgel to force the big banks and servicers to do something they've long resisted: institute widespread, systematic loan modifications.
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Chase and its peers were accused of things like systematic "mortgage loan servicing and foreclosure abuses" and "fraudulent and wrongful conduct".
In addition, hedging transactions can work wonders by allowing larger players to reduce their risks by taking positions that offset any systematic risk in their loan portfolios.
Usually the term loan is retired by systematic repayments (amortization payments) over its life.
Our results support the hypothesis of a positive causal relationship between suicide mortality and participation in IMF programs but reveal no systematic suicide-increasing effect from the size of IMF loans.
Using daily data on the call loan interest rate in New York City, we find no evidence of systematic increases in the call loan rate just before the quarterly reporting dates of national banks.
The taxpayer might ask whether systematic borrowing to fund the sale, at a loss, of subprime loans to profit-making private companies, looks less like mainstream accounting or more like the taxpayer as the victim of Ponzi-like chicanery.
During the housing bubble, blacks were deliberately targeted for subprime loans: as Attorney General Eric H. Holder Jr. said, the big banks committed "systematic discrimination against blacks and Hispanics".
The crippling of the country's most powerful union opened the way for the systematic deregulation of the labour market – and the zero-hours contracts, falling real wages, payday loans and food banks we are living with today.
The companies, including Bank of America-owned Countrywidengagedcinl, engaged in systematic and deliberate practices that left at least 200,000 black and Latino homebuyers with higher-cost loans than white Americans with similar incomes and credit scores.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com