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Investors can do it manually by switching funds or asking their financial adviser to do so.
It has an annual management charge of 0.5% – very low by the standards of most British schemes – and no charge for contributions, switching funds or transfers.
Some critics suggested UK tax evaders could stay ahead of HMRC's efforts by switching funds from Swiss bank accounts to other asset classes or elsewhere.
However long it has been telegraphed, a default and devaluation will be devastating for the Greeks, especially those savers who have not already followed professional investors by switching funds to safer havens.
For instance, the official figures show a collapse in the savings rate is to a significant degree the result of pension funds switching funds out of risky assets and into safer ones following the Brexit vote.
A private survey conducted for the group by UMR Research in September found one in three retail fund members (34%) have considered switching funds in the past six months, and nearly half of retail fund members (49%) believe industry super funds offer better returns than retail funds (only 7% disagreed).
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So the unions could in theory boycott investment managers or brokers they do not like (although switching fund managers is costly).
The NHS is asking for an additional £8bn by 2020 to implement a radical plan, including switching funding from hospitals into other services including GP surgeries, which bosses say is vital to ensure the service can safeguard its future.
Any healthcare provider, however, would need to consider the opportunity cost of switching funding from another area to implement the policy change.
Some half a million people switch funds every year.
Aid agencies, he says, should switch funds to supporting such schools rather than subsidising state systems which, despite the billions poured into them, still fail.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com