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Some said they would switch banks because of the potential for a security breach.
Few customers like to switch banks, even if they are unhappy with their own, and even fewer seem ready to trust one without a physical presence.
Billshrink's research shows a majority of consumers are interested in the service and would even switch banks to gain access to it, he said.
How to switch banks Paltry £32 energy cut annoys Npower is the latest big six energy giant to reveal a £32 cut to standard tariffs.
Perk Street also faces the basic challenge of getting people with lots of automated payments tied to their current checking accounts to switch banks.
In that case, the airlines' respective credit card partners, U.S. Bank and American Express, showered bonus miles on customers to persuade them to stay or to switch banks.
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What would it take to make you switch bank account?
You can earn free cash if you switch bank accounts.
Some changes are due earlier, such as making it easier to switch bank accounts, by September 2013.
The industry is fully committed to making it easier for customers to switch bank accounts, which is why it is spending £750m on a seven-day switching hub.
Fewer than one in three customers surveyed said they trusted their bank and about half would be likely to switch bank if an up-front fee were introduced.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com