suspend lending

USAGE SUMMARY

The phrase "suspend lending" is correct and usable in written English.
It can be used in contexts where an organization or institution temporarily halts the process of providing loans or credit to borrowers. Example: "Due to the economic downturn, the bank has decided to suspend lending until further notice."

✓ Grammatically correct

News & Media

Formal & Business

Science

Human-verified examples from authoritative sources

Exact Expressions

3 human-written examples

Wolfowitz also agreed to consult more closely with the board, which unanimously approved the paper, and to seek its support before trying to suspend lending to individual countries.

The New Yorker

The Student Loan Corporation unit of Citigroup said on Wednesday that it would suspend lending at schools where the financial return was "unsatisfactory".

The New York Times

These include last year's "green credit" policy whereby state-owned banks are supposed to suspend lending to egregious polluters (SEPA circulated a list of 30 such companies in July).

The Economist

Human-verified similar examples from authoritative sources

Similar Expressions

57 human-written examples

The central bank often suspended lending several months before they failed.

The New York Times

Some banks temporarily suspended lending in order to preserve cash, according to Caixin, the Chinese business magazine.

The New York Times

The International Monetary Fund and other donors suspended lending to Kenya in 2000 over corruption concerns, deterring many investors.

The New York Times

On Wednesday Singaporean bank UOB suspended lending on London property and other banks in the country warned investors to be cautious.

The Guardian - Business

While reserving for the bank's management the right to suspend projects where graft was suspected, the paper asserted that the bank should remain engaged in countries with serious corruption problems and should consider suspending lending to a particular country only in "exceptional" circumstances.

The New Yorker

In 2007, the Japanese government suspended lending at a handful of branches after Aiful was accused of harassing debtors and a court ruling forced it and other lenders to repay customers who had been overcharged.

Forbes

Lending Club previously had to do the same thing and suspend new lending last April.

TechCrunch

Last month, in the wake of a $76 million first-quarter loss, Advanta said it would suspend further lending to its cardholders, meaning that as many as a million account holders would need to find credit elsewhere.

The New York Times

Expert writing Tips

Best practice

Always consider using alternative phrases like "halt lending" or "cease lending" to add variety to your writing.

Common error

Avoid assuming that readers will understand that lending will automatically resume after a suspension. Explicitly state the conditions for resumption or provide a timeframe.

Linguistic Context

The phrase "suspend lending" functions as a verb phrase indicating a temporary cessation of providing loans. It's used to describe actions taken by institutions to halt lending activities, as evidenced in Ludwig's examples.

Expression frequency: Rare

Frequent in

News & Media

67%

Formal & Business

17%

Science

16%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

The phrase "suspend lending" is a grammatically correct term used to describe a temporary halt in loan activities. As Ludwig AI confirms, it's generally well-received. While its frequency is relatively rare, it appears most commonly in news and media contexts, reflecting its role in reporting on financial and economic events. Alternative phrases like "halt lending" or "cease lending" can offer variety in writing. When employing the phrase, clarify the duration and reasons for the suspension to ensure clarity and avoid potential misunderstandings.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

halt lending

Focuses on stopping lending activities completely, though often temporarily.

cease lending

Indicates a formal termination of lending operations, which could be either temporary or permanent.

temporarily stop lending

Explicitly states that the cessation of lending is not permanent.

put lending on hold

Suggests a pause in lending operations pending further review or changes.

freeze lending

Implies a sudden and immediate halt to lending, often due to external pressures.

curtail lending

Involves a reduction in lending activity rather than a complete stop.

restrict lending

Suggests imposing limitations on who can borrow or how much can be borrowed.

delay lending

Postpones the lending process to a later time.

defer lending

Similar to delaying, but may imply a more structured postponement with specific conditions.

interrupt lending

Indicates a disruption in the lending process, often unexpected or unplanned.

FAQs

What does "suspend lending" mean?

To "suspend lending" means to temporarily stop or halt the process of providing loans or credit. This can be due to various reasons, such as economic conditions, internal policy changes, or regulatory requirements.

When might a bank "suspend lending"?

A bank might "suspend lending" during an economic downturn, when facing financial instability, or when needing to reassess its lending policies. Regulatory issues or internal audits can also lead to a temporary suspension of lending activities.

Are there alternatives to "suspend lending"?

Yes, you can use alternatives like "halt lending", "cease lending", or "put lending on hold" depending on the specific context.

What is the difference between "suspend lending" and "cease lending"?

"Suspend lending" usually implies a temporary halt, with the expectation that lending will resume in the future. "Cease lending", on the other hand, can indicate a more permanent termination of lending activities, though it can also be used for temporary situations. The key difference lies in the implied duration and intent.