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As a rule of thumb, most teachers will experience at least one such meltdown a year.
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The costs of any such meltdowns are difficult to estimate, but when all is said and done the latest one is bound to be judged one of the more expensive.
But to the millionaire mind, such meltdowns present classic opportunities.
At this stage, fortunately, such a meltdown seems unlikely.
Greece is on the verge of such a meltdown.
Have you ever witnessed someone else in such a meltdown?
Sanchez, a 13-year veteran, was asked if he had ever experienced such a meltdown.
The potential for such a meltdown has risen as stock prices have fallen to near 19-year lows and left most insurers with losses in their portfolios.
"I've never felt a need to have such a public meltdown," he said, recalling the outrage he unleashed on Facebook, where he received plenty of sympathetic replies.
Or does Ms Toynbee still believe such a financial meltdown couldn't have happened here, especially if the sainted Ed Balls were chancellor?
Such was the meltdown in financial markets that in 1974, when the value of equities fell by half, some bonds could be purchased for the price of their coupon.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com