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You should present your chosen lender with a carefully costed plan when applying to borrow the money - and make sure that you've included a substantial contingency fund, as unforeseen costs inevitably pile up on top of your original estimate.
The company has "a substantial contingency work force of well-trained managers and vendors in place," he said in an email, as well as the ability to reroute calls to unaffected call centers.
UK ministers frequently state that they will not pre-negotiate the terms of independence and that they have not done any substantial contingency planning in the event of a Yes vote.
Newmont has also engaged in substantial contingency plans and scenario planning.
"For the third consecutive year, we have a realistic and affordable equipment plan with substantial contingency funding".
Nevertheless, it took concerted action to manage the 'political implications' of the rationalisation process and put in place substantial contingency plans in case of labour unrest.
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Under her leadership, the city restored the public infrastructure — and the neighborhood — with no general fund expenditure, no impact on services and a substantial disaster contingency fund to help the city weather any future disaster.
"Substantial uncertainties and contingencies continue to surround the program," the company wrote in a legal memorandum.
Hegel claims that works of "true humour," such as Laurence Sterne's Tristram Shandy (1759), succeed in making "what is substantial emerge out of contingency".
Including this contingency fund, which includes substantial wartime operation spending, America's military budget was bigger for several years in the Obama administration.
Washington must start planning and preparing for this complex and expensive contingency and muster the substantial political will required to see it through.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com