Because this study's focus is on the still-growing group of the divorced, who are substantial consumers of health care, the Divorce in Flanders Survey is well suited to our purposes because it includes large number of divorcees and detailed information on both marital history and health care use.
"Asic's submission argues that, in recent cases of substantial consumer loss, conflicts of interest held by financial advisers have often been a driver".
For the FTC to act, this requires evidence both of substantial consumer harm and that the firm did not have reasonable grounds for failing to implement certain practices.
Although herring bait is also eaten by seals, crabs, fish, sea birds and other benthic fauna, our results suggest that lobsters are significant consumers of bait, with substantial economic consequences.
Gillis: Google has the benefit of having a substantial consumer brand and a formidable marketing engine.
Indeed, since the traditional consumer-voice business now accounts for just 28% of revenues, he now likes to describe BT as "a business-to-business company with a substantial consumer business" attached to it.
Online shopping is a substantial part of consumer spending, representing £21 in every £100 spent on cards at UK retailers – the first time the figure has been collected.
