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Another innovative startup, Sourcery, allows chefs to manage disparate food suppliers from a central dashboard, streamlining payments and invoicing.
According to a recent report from Deutcsche Bank, all these innovations from streamlining payments or integrating billing, to mobile payments, security developments and cryptocurrencies continue to make payments increasingly cashless and invisible while enabling data-driven engagement platforms for customers.
Equally surreptitious are the rising number of "smart" buildings – from shops and museums to cars and offices – that interface with smartphones and apps almost without us noticing, and offer enhancements ranging from streamlining payments to "knowing" our light, temperature and room preferences.
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Customers can "estimate fares and car arrival times, view the approach of a driver, monitor actual versus advised routes, streamline payments, and review each trip's route, time, driver, and fare".
The Westminster government has said the overhaul will streamline payments and stop fraud.
Aimed at killing credit card fees and ensuring dead-beat customers can never run up bills they may default on, it is essentially a system to replace cash rather than a way to streamline payments.
And while not every Activity has to involve a payment (meaning Remind will still provide the organizational functionality of Activity to teachers planning free events), it's not hard to imaging at least a dozen use cases a year where a teacher could use this to streamline payments between the home and the classroom.
Universal credit, an idea championed and pursued by Duncan Smith, seeks to roll six benefits into a single, streamlined payment.
Facebook has some experience in this already – they've already partnered with AT&T, Verizon and T-Mobile in the U.S. and with Bango in the U.K, mostly to streamline payment through Facebook credits charged directly to user mobile bills.
It suggests streamlining welfare payments into four categories: the age pension; the DSP; a tiered work-age payment and a child payment.
Funder mandates should push this to happen, as will streamlining how payments are made (e.g. if the individual researcher doesn't have to take the money from their own grant).
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com