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If the rating agencies didn't have that special status, credit analysts would be just like their equity brethren, offering opinions that investors could listen to — or not.
In the coming weeks, mostly through the school's wellness class, students would work on learning things like how to tag photos, update their status, credit the work of others, comment meaningfully on blog posts and navigate the complex politics of "friending".
Factors influencing microcredit accessibility include local government employee status, credit group membership, a "poor" certificate, educational attainment, working skills and village road access.
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Some lost money on credit-market positions involving the huge debt of General Motors and Ford, whose recent tumble to junk status pushed credit spreads sharply wider.
That suggests highly publicized reforms haven't challenged their keystone status in credit markets, and perhaps never will.
Troubled British firms have also dumped or grounded their fleets in acknowledgement of their new-found status as credit crunch pariahs.
Almost nine out of 10 fraudulent mortgage applications were down to people falsifying their personal circumstances such as job history, work status and credit history.
The changes came after years of deliberation and were widely seen as an effort to forestall a downgrade of the country's debt to junk status by credit ratings agencies.
That shift can be attributed partly to the growing ranks of elites on any one airline, because of mergers like Delta's with Northwest, as well as more ways to earn elite status through credit card spending, not just flying.
The problem has grown critical: the county's bond rating is hovering just above junk status, and credit rating agencies have given Nassau until June 30 to come up with a workable plan to reduce its deficit or to risk a downgrade to junk status.
For more consistent checkups, keep daily tabs on your status with Credit Karma.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com