Sentence examples for standards for borrowers from inspiring English sources

European banks, still recovering from the financial crisis, had tightened their standards for borrowers even before sovereign debt jitters struck.

The two companies lowered their standards for borrowers in the real estate boom and are reeling from the bust.

Unlike competitors that had a heavy hand in the mortgage business during the toxic subprime boom, Wells Fargo enforced tougher standards for borrowers and only revved up its lending following the 2008 takeover of Wachovia.

It is the latest sign of deepening concern that the combination of tougher standards for borrowers, lender withdrawals from federal student loan programs and falling housing prices poses a threat to families struggling to cope with rising tuition.

In November, after GMAC raised credit standards for borrowers, the company financed just 1percentt of G.M.'s sales, compared with as much as 45percentt in a normal month, according to Brian A. Johnson, an analyst at Barclays Capital.

This is mainly because their underwriting criteria have been the gold standard for borrower qualification, requiring income and asset verification, and assessing the likelihood this condition would continue, as we said.

But credit standards for household borrowers remained essentially unchanged.

The European Central Bank's most recent lending survey of the 13-nation euro area, conducted in late September, showed tighter lending standards for corporate borrowers and home buyers, but easier credit for consumers.

In addition, financial statement disclosure and audit standards for corporate borrowers in the prc may not be comparable to those in more developed countries".

The proposed changes, which do not apply to standard mortgages for borrowers with good credit, stopped short of banning all heavily criticized practices in subprime lending and did not go as far as many consumer groups had sought.

A combination of low standard variable rates for borrowers who have finished a special rate on their mortgage, and changing criteria which have left some unable to switch to new deals, has kept remortgage levels low in 2012.