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Paym will make it easier to repay a friend for cinema tickets, split a restaurant bill or settle up for a colleague's birthday collection".
He did his first gig in early 2009 and quickly gained attention for a series of offbeat videos – how to split a restaurant bill; an algorithm for whether to use a budget airline – that went modestly viral on YouTube.
Not the perpetual cruel, aching fear over how you'll heat your home or feed your children – just pangs of panic every time the council tax is due, or friends want to split a restaurant bill.
Square Cash (free; Apple and Android): When it's time to send money for your nephew's birthday, split a restaurant bill or pay back a friend for those movie tickets, there are great new digital ways to do it instantly, securely and free of charge.
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Highlights include the three friends venomously splitting a restaurant bill and the mind-numbing boardroom meeting filled with office jargon, absurd graphs and women so unbearable they'd give Twenty Twelve's Siobhan Sharpe a migraine.
Instead of going the ad-supported route, the current plan is to have Connect make money via payments, and by bringing people together in the real-world – like by pointing friends to local events, splitting a restaurant bill with friends, or connecting to Uber from within the app.
Two out of three people said they spend more on a round of drinks than they get back, and a third said they lose out when the bill is split in a restaurant.
It is a social way to split up a restaurant tab or to send a friend some money with a suggestion of what to spend it on as a friendly gesture.
There are a number of apps out there that are made to help you split a bill at a restaurant, but even super ubiquitous ones like Venmo don't offer a truly seamless experience.
That social app is especially popular with a younger, highly mobile demographic who uses it as a way to do things like pay back friends for money borrowed, or split a check at a restaurant, for example.
In a world where you can order any conceivable product, video-chat people in other hemispheres and change the temperature in your apartment before you even get home, why is it so hard to split the check at a restaurant?
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com