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"spending categories" is correct and usable in written English.
You can use the phrase anytime you need to refer to groups of expenses, such as when organizing a budget. For example, "I broke down my budget into three spending categories: housing, food, and entertainment."
Exact(43)
That said, some people simply will not use the Web to monitor their troubled spending categories.
I didn't pay close attention to other spending categories, like clothing or travel.
Then there are the truly old school approaches, like putting cash in envelopes for problematic spending categories.
Urban legislators began creating restrictive spending categories to ensure that state aid flowed from a city's general coffers to the schools.
Offerings from American Express, Chase and Discover have high cash-back rates limited to specific spending categories, like gas and groceries.
Recent work suggests that this is especially true for spending categories in which the link between well-being and relative consumption is strongest.
Similar(16)
Clothes are a top spending category.
The next step is to sort each purchase into a spending category.
That theory emphasizes a third spending category: the accumulation of liquid assets.
This spending category has been the main focus of Republican pressure for decades.
This spending category includes equipment, software, inventory accumulation, and residential and nonresidential construction.
More suggestions(15)
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com