The patent, for example, says the person would dictate "the range of disclosure specified for each recipient, disclosure conditions specified for each recipient, the time of disclosure specified for each recipient, and the method of disclosure -- mail, courier service, disclosure via electronic media, broadcast, etc".
Only one state specifies that such disclosures are not required for people who have previously tested and decline the information [30].
The participants gave detailed examples of their lived experiences of disclosure specifying who the confidant was, the manner in which they revealed their secret, the circumstances surrounding the event, and the place where it happened.
What they need to know going in, said Frank Urso, president of the Multiple List Service of Long Island, is that unless the broker and the buyer sign an agency disclosure contract specifying their relationship, it cannot be binding.
The National Environmental Policy Act, which took effect in 1970, allows for agencies to hire outside contractors to perform its required environmental impact studies, but advises that contractors be chosen "solely by the lead agency" and should "execute a disclosure statement" specifying that they "have no financial or other interest in the outcome of the project".
The disclosure must specify if the verification was not an independent, unannounced audit.
This statute (HOEPA was actually Title I, Subtitle B, of the Riegle Community Development and Regulatory Improvement Act of 1994) amended the 1968 Truth in Lending Act (TILA) to subject certain loans, the rates or fees for which exceed specified limits, to heightened disclosure requirements and outright limitations on certain prepayment penalties, points, interest rates, and other features.
A reason for the payment was not specified in the financial disclosure, which has caused concern over its timing.
The footnote also must include the narrative disclosures specified in paragraphs (i)(9) and (i)(10) of this section.
Any new law also would have to make clear how significant the conflict of interest has to be before it amounts to fraud, she said, and would have to specify how these disclosures should be made.
