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So how should charities use their spare capital most effectively?
But the bigger picture is that, in a recovering world, Europe's big banks will start generating plenty of spare capital.
Anglia Farmers acts as the intermediary between co-op members who have spare capital to invest and other members in need of short-term loans.
Being already unforgivably raked towards the wealthy by political cowardice, the last thing this tax needs is discounts for those who already have spare capital.
The stress tests, which the Fed administers, are a crucial part of the determination of whether a bank has spare capital to distribute.
Standard, which is the UK's leading endowment operator and second largest private pension provider, emphasised it retained £4.6bn in "spare capital" but added: "We have concluded we will require access to further external capital".
Similar(50)
Last month they were spared capital punishment with the judge instead deciding to give both men three consecutive life sentences.
Outside the Gulf, women have been largely spared capital punishment, although Jordan hanged a young housewife in November 1993 - the second woman to be executed in the country's history.
Many of her supporters questioned the fairness of her sentence — her co-conspirators, who fired the fatal shots, were spared capital punishment — and doubts were raised about her mental capacity.
Both killers destroyed themselves next to two army trucks – killing 14 soldiers – in the garrison city, shaming the security authorities and provoking the local chief minister, Shahbaz Sharif, to plead shamefully with the Taliban to spare his capital in future.
Mr Chávez has spared the capital power cuts, apparently out of fear of social unrest.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com