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Target-date retirement funds have replaced balanced funds in some retirement plans.
Some retirement plans charge more than 4% a year in fees.
Some retirement plans even have a contribution rate escalator feature that lets you automate this process.
Some retirement plans have a contribution rate escalator that allows you to have this done automatically.
Some retirement plans and insurance policies allow you to choose who would receive that money after your death.
Some retirement plans do not use publicly available mutual funds and may include proprietary funds, with holdings described as units rather than shares.
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For some, retirement planning seems too difficult; for others it seems like retirement won't ever apply to them.
Make it about them: I've seen some retirement plan communications that read more like playbooks than explanations.
To allow participants to hold this increasingly popular asset in their retirement portfolios, some retirement plan practitioners are exploring the practicality of offering ETFs in an area of investing once dominated by mutual funds.
Some big retirement plans offer investors the chance to hire an independent adviser that can help them choose their investments.
Some employer retirement plans have provisions for low-interest loans that can be used for any purpose.
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