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Whatever credit defaults are in theory, in practice they have become mainly side bets on whether some company, or some subprime mortgage-backed bond, some municipality, or even the United States government will go bust.
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However, some municipalities kept the responsibility for service provision at the local level and created municipal companies.
Some municipalities provide additional incentives.
Some municipalities have responded, however.
But some municipalities have stopped using them.
Some municipalities charge nothing at all.
Some municipalities, though, see the issue in terms of fairness.
"Some municipalities run ads in the papers," Mr. Kanner said.
Some municipalities even offer some of their volunteers affordable housing and modest pensions.
In other states, the threat of fire has caused some municipalities to consider their own bans.
Bagging leaves and sending them off with the garbage is illegal in some municipalities.
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