But with a wealth of data on any solution, a raft of stakeholders involved in each purchase, and an ever-expanding array of options, more and more deals bog down or even halt altogether.
With virtually infinite information available on any solution, a swelling raft of stakeholders involved in each purchase, and an ever-expanding array of options, customers are increasingly overwhelmed and often more paralyzed than empowered.
The answer is a raft of solutions largely modelled upon a marketised view of the NHS in which "consumers" are "empowered" and a failure regime is in place to deal with "imperfections".
The comments from the Fed chief focused on ways to find solutions for the raft of foreclosures in many areas in the country related to delinquencies and defaults on subprime mortgages with resetting rates.
The government and the industry needed to find a "raft of solutions", he said.
To accomplish these goals, Obama has proposed a raft of solutions.
Already major payments providers like Visa are pushing Near Field Communications (NFC) payment solutions hard - a raft of contactless payment systems is beginning to hit the market.
