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As well as having an ethical investment policy, transparency is a key element of social banking.
The social banking industry also sets a good example of serving communities, a value that most high street banks seem to have lost along the way.
When Gordon Brown was chancellor he used to spend lots of time talking about social banking - providing better access to banking services in rural areas and deprived estates that are otherwise driven into the arms of loan sharks.
In Where Now With the Growth Question? he advocates the formation of innovative transition towns featuring social banking, taxation according to environmental consumption rather than labour, and an enforced basic income.
Despite his swivel-eyes and muppet heritage, it was not clear whether or not he had come straight from Parliament Following the broadcast she tweeted: "You slog and you slog- Afghanistan, social, banking crisis, press freedom - and all people actually wanted was the cookie monster".
Triodos told us it was the only social banking specialist that can offer a full range of services, including investment banking and corporate finance, to social enterprises, such as helping them raise capital through set ups like the Midlands Together bond issue which uses community investment tax relief (CITR) to offer a potential return of up to 15.1% for higher rate tax payers.
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"It's like a social bank account.
Social organisations, from barefoot bankers to social banks and innovative foundations, are trying to offer new models and maps for this old and not-so-well world.
In the Netherlands, upfront capital comes from the WSW social bank, which has provided €6bn to underwrite government-backed 40-year loans to housing associations.
The National Council for Voluntary Organisations (NCV0) described the chancellor's announcement as a "useful first step" and welcomed the independence of the social bank from government.
The chief executive of the Prince's Trust, Martina Milburn, explains: "There is a social bank of mum and dad which can open as many doors as the financial bank of mum and dad.
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